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Monthly Budget Template

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Every one of us would have once been in a situation or are facing this situation where we spend more or the same as we are earning. Our expenses exceed our earnings and the budget gets hindered drastically. If that’s the case, then our Monthly Budget Template can help you out. 

A household monthly budget is a list of items that includes the expenses that are expected to incur and the potential income to know how you are going to spend your money. Keeping to that list and optimizing it helps an individual to save his money.

But keeping up with the monthly budget list and keeping track of it can be a difficult task, especially if you are a voracious shopper. You can make use of a Monthly Budget Template by Stackby, which will help you organize and keep track of your budget list in a single platform with ease.

Why do we need a Monthly Budget Template?

Tracking and managing all your monthly expenses and maintaining that budget is a bit of a hassle. These are the basic steps you need to be clear about before making a budget:

  • Choose your categories
  • Keep track of your spending.
  • Set your intentions

Apart from these, it would help if you also were clear about the following criteria:

  • Your income: after all the income is taken into account, and the taxes and payments are deducted, what is the actual income left with you to spend?
  • Your expenses: fixed expenses such as bills, payments, food, rent, etc., and variable expenses such as vacation, holiday gifts, family functions, etc., are to be taken care of while deciding on a budget.
  • Savings and Debt reduction goal: savings are an important tool for long-term investments and debt payments. Saving your income and keeping it separate from the budget is also very crucial.

But keeping track of your budget and keeping up with it without over expending can be a bit too difficult. With a monthly budget template, you can do that all in one single platform. Keep track of the expenses on which product or bill and the income with easy access with this monthly budget template. 

Who will find this template useful?

This template is useful for business owners, marketing teams, finance teams, or any person looking to set any kind of monthly budget. 

How will Stackby’s Monthly Budget Template help you?

Using this Monthly Budget Template, you will be able to:

  • Keep track of your budget for each month on the same platform.
  • Record the total expenses and total income for each month.
  • Record the details of individual expenses.
  • Add attachments and descriptions for expenses, if any.
  • Record the total savings for each month.
  • Track the payment method for each expense (Credit Card, Internet Banking, etc.).
  • Record the exact date on which the expense was incurred in the monthly budget spreadsheet. 
  • Assign a category to each expense (Household/ Salary/ Entertainment/ etc.).

Monitor your budget and update the details in real-time with Stackby’s Monthly Budget Template!

You might also find these templates useful: Legal Case Management, Expense Tracking